|reasons to have a credit card will in general hit the headlines for negative reasons, for example, soak financing costs - anyway play your cards right and you could increase your wealth by paying on plastic rather than with cash. Offers, for example, cashback on your purchases and liberal reward plans, for example, can assist you with making gigantic savings. And thats not utilizing any and all means the main advantage - paying with a credit, rather than a charge, reasons to have a credit card can also afford you greater customer security. Keep in mind, regardless, that you ought to always pay off your reasons to have a credit card balance in full each month, generally the intrigue charged is probably going to surpass any advantages. 1. Cashback On the off chance that you pay off your bill in full each month, a cashback reasons to have a credit card can be a great way to get more for your cash as a percentage of the amount you spend will be come back to you once a year, either as a cash payment or a decrease in your bill.